Have you ever written a check for something that you knew you didn’t have the money for? People do that more than you think. They play the game of ìrobbing Peter to pay Paulî. This is a common practice that can lead to debt and bad money management.
When you take a job, you are given a salary. The salary only changes if you get a promotion. For those that work an hourly wage, the amount of your check changes if you work more or less hours each week. Despite our paychecks being fairly consistent, people continue to spend more money than they earn.




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